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What Is a Quick Land Deed?
A quick land deed is more commonly known as a "quit claim deed." A person transferring ownership of real property to another by deed is known as a "grantor." A person to whom real estate ownership is...
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How to Calculate Real Estate Commissions
Real estate agents are invaluable sources of information for first time home buyers, but they do come at a cost. According to realtor.com, real estate agents charge about 6 percent of the home's sales...
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First-Home Checklist
There are many reasons people decide to buy a home. Some wish to earn equity instead of paying rent, some are starting or expanding a family, and others want to take advantage of federal tax credits or...
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How to Give a First-Time Home Buyer Seminar
First-time home buyers need a lot of advice. From choosing a lender to getting a property inspection, new faces to the real estate market can benefit from informative first-time home buyer seminars. If...
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Affordable Retirement Living in the Caribbean
As many Americans travel extensively and see many parts of the world, it is no surprise that a growing number of retirees are choosing the Caribbean to live. The Caribbean offers many beautiful and...
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Pennsylvania Housing Grants
Buying a house can be a very exciting experience, but it is also a very costly one. There are a number of Pennsylvania housing grants as well as forgivable loans that can be used to defray various...
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Risks of Buying Timeshares
On the surface, buying a timeshare property may sound like a good idea. You gain access to a vacation property at a predetermined time of the year, often for a period of 20 years or longer. This can...
View ArticleHow to Find Out How Much You Can Afford When Buying a House
Purchasing a new home is a significant undertaking. Many prospective homeowners struggle with estimating a housing budget. According to CNN Money, most lenders won't lend you more then 36 percent of...
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How to Get the $7,500 Tax Credit When Buying a New Home
When Congress passed the Housing and Economic Recovery Act of 2008, it allowed families and individuals who purchased a new home between April 8, 2008, and Jan. 1, 2009, to receive a tax credit up to...
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Grants for Buying Your First House
First-time home buyer programs gained attention during 2009 and early 2010 because of U.S. President Barack Obama’s stimulus program. The First-Time Home Buyer Credit, which was worth up to $8,000,...
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How to Find a Good Realtor When Buying a House
A licensed real estate professional can help you negotiate a home purchase and maximize savings. Qualified Realtors have the experience and knowledge to assist you in making what's quite possibly the...
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Buyer Agent Duties
In real estate, a buyer's agent typically represents a home buyer and helps the buyer purchase a home. The buyer's agent may help the buyer tour for-sale homes, make an offer to purchase a home, and...
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FHA Approved Condo Associations in Florida
The Department of Housing and Urban Development (HUD) maintains an active list of approved condominium complexes in every state. Complexes are approved by the Federal Housing Administration (FHA)...
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Grants to Help Buy Foreclosed or HUD Housing
American citizens can apply for government grants and loans at any time. Many of these programs do not require credit checks, security deposits or co-signers. Even if you have a bankruptcy or bad...
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How to Assume a VA Loan in Foreclosure
Sometimes, veterans financing a home using the Department of Veterans’ Affairs (VA) guaranteed home loan benefit are unable to make their payments and have the home foreclosed. When that happens, the...
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How to Write a Rent-to-Own Proposal to a Home Owner
Those who are interested in purchasing a home but can not yet apply for a home loan can set up a rent-to-own proposal on an available home. Rent-to-own proposals contain significantly different...
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The Best Ways to Buy a Double-Wide Mobile Home
Understanding how double-wide mobile homes are purchased and financed will get you closer to owning a mobile home. Mobile homes, sometimes referred to as manufactured homes, come in two major sizes:...
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How to Buy a Foreclosed Property by Paying the Back Taxes
If a homeowner owes back property taxes on a property, the county to which the property taxes are due has the right to foreclose on the property. In cases where a county now owns a foreclosed property,...
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How to Submit a Bid on a House
You've found what you think is the home of your dreams. Now you just have to make an offer that the seller will accept. Doing this is as much art as it is science: You have to offer a price that...
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How to Buy Double-Wide Trailers
Trailer or mobile homes are now usually referred to as manufactured homes. Manufactured homes are homes that are prebuilt in a factory and that follow different building codes than those built on-site....
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The Best Places to Live Near Orlando
Some of the best places to live near Orlando, Florida, offer a retreat from the hustle and bustle of the popular tourist hot spot, known as the City Beautiful, but remain located close enough to make...
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What Happens on the Closing Day of a Mortgage?
The closing day of your mortgage coincides with the closing of your home, the day when home ownership is transferred from the seller to the buyer. There are several steps that take place on that day,...
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How to Calculate the Value of a Property for Sale
If you're in the market to buy a real estate property for sale, you'll want to calculate the value of the property before agreeing to pay the sale price or before you start the process of negotiation....
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How to Bid Below the Asking Price on HUD Properties
The U.S. Department of Housing and Urban Development is a federal government agency whose purpose is to make home ownership affordable for Americans and their families. When a residential home of one...
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Qualifications for Purchasing a HUD Home
A HUD home is a house that is sold by the Department of Housing and Urban Development. Essentially, it will be a house that has been recently foreclosed, and may therefore be a different real estate...
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How to Buy a Tax Sale Property in Indiana
You may be able to get a bargain on some real estate by purchasing it at an Indiana tax sale. Indiana holds public auctions to sell the deeds of properties of delinquent taxpayers. Unless there is a...
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What Is the Homestead Deduction?
Homestead states in the United States, such as Florida and Texas, allow homeowners a standard deduction off their home value when calculating county property taxes. Not all states offer this type of...
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How to Buy a House With Little Money Down & Bad Credit
Purchasing a home with little down and bad credit will require that you find a lender with liberal lending policies. The task may be difficult, but it is possible to purchase a home with about 5...
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First-Time Home Government Grant Qualifications
The government provides funds to help renters become first-time home buyers. The U.S. Department of Housing and Urban Development (HUD) distributes grants to states, which use the grants in different...
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Health Risks of Manufactured Homes
Manufactured homes are often a less expensive alternative to traditional forms of housing. According to the Manufactured Housing Institute, manufactured homes can be built for up to 35 percent less...
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Definition of a Real Estate Contract
When buying, selling, exchanging or conveying real estate, the parties must enter into a real estate contract. The contract is usually agreed to by two parties. The conveyance of title is done through...
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The Advantages of Home Ownership vs. Renting
Buying a home is a huge decision, and there are several advantages to buying versus renting a home. When making the decision between buying and renting, it is important to understand how home ownership...
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How to Buy a Government Property
If you're looking for investment opportunities or a deal on a piece of property, try looking at land for sale from the government. The government acquires property from individuals and companies that...
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Rent to Own House Rules in Canada
There are many reasons why you may want to consider the rent-to-own option when you're looking for your new home. Perhaps you were recently divorced, your credit is bad or you don't have enough of a...
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How to Buy a Pre-Foreclosed Home
When a homeowner fails to make his mortgage payments, a lender files a notice of default with the county authorities. This begins the foreclosure process. The home will be in pre-foreclosed status...
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What Can Disqualify You From an FHA Loan?
FHA loans are loans that are insured by the Federal Housing Administration, and were established to make home buying easier for families. A variety of lenders participate in FHA loans; however, the...
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How to Bid on HUD Foreclosures
When an individual loses his home to foreclosure, his lender seizes the property and allows the public the opportunity to purchase it through a live foreclosure auction. These auctions are...
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How to Transfer a Land Deed
Deed transfers are also called conveyance changes. Homeowners retain the ability to adjust, remove and add names to the deed of any piece of real estate. In order to remove or add an owner to a piece...
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Negotiating Furniture in the Sale of a House
When buying or selling a home, you can expect to participate in a lot of back and forth bargaining with regard to the sale price and the items that are included with the sale. One point of negotiation...
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How to Acquire Property Based on Past Due Real Estate Taxes
When a homeowner fails to pay property tax, the county where the property is located has the right to foreclose on the property. As a potential buyer of a property or buying a home that has been...
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What Is the Difference Between a VA & FHA Appraisal?
An appraisal is a bank's valuation of how much a property is worth. For FHA and VA loans, appraisals are required to protect the bank from underwriting a loan for more than a property's value.
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Pennsylvania Homeowner Grants
Homeownership comes with its own rewards and responsibilities. Homeowners are responsible for a variety of costs, which include annual property taxes and monthly mortgage payments. If you are looking...
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How to Buy a Townhouse
Home ownership is the quintessence of the American dream, the largest investment most people ever make. If you are a first-time home buyer, there are a few things you will want to know before you start...
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How to Verify a Title to a Mobile Home in Florida
Mobile homes that are considered real property are called manufactured homes. The title documents for these homes are found at the Registry of Deeds in your Florida town. However, if a mobile home is...
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How to Find Rent to Own Homes in Michigan for Free
Renting a home is something most people do in their lives. The time comes, however, when you no longer want to rent and yearn to be a homeowner. The reality is that becoming a homeowner can be easier...
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How to Use a 1031 Exchange for the Purchase of a New Home
A 1031 exchange refers to Section 1031 of the Internal Revenue Code, which states that property owners may complete an exchange of properties as long as those properties are of a "like kind." With an...
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Most Affordable Place to Live & Retire in the U.S.
Retiring individuals and couples often look for not only a beautiful or exciting place to spend their “Golden Years,” but an inexpensive location to live and enjoy life. When considering a place to...
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How to Buy a House to Be Moved
When you're in the market for a house and not finding what you need, where you need it, remember a less-common house-buying option: relocating an existing house. There are many great houses that are a...
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First Time Home Buyer Grants & Programs in Florida
Buying your first home in Florida can be a significant investment, but state and local programs designed for the first-time homebuyer can help you achieve that dream more affordably. To be eligible for...
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Grants and Funding for First Time Home Buyers in Ohio
First time buyers sometimes face obstacles in obtaining homeownership, like lack of resources for a down payment and insufficient credit scores. In Ohio, aspiring first time buyers can choose from a...
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